Increase risk-adjusted returns and deepen engagement with insurance clients, through a 360o view of investment risk
PFaroe Insurance enables investment managers to deliver impressive and engaging pitches based on analysis of an insurer’s current investment portfolio, financial objectives and risk profile. Integrated asset-liability analytics is delivered via a user-friendly and web-based interface. This can even be done in a live client environment – in front of the investment board or CIO.
Investment managers can discuss asset allocation and consider the impact of different investment strategies, employing a number of techniques from what-if scenario testing through to powerful stochastic modelling. PFaroe goes further than other technology options, allowing investment managers to model their own proprietary funds and solutions for inclusion in the analytics.
PFaroe offers flexible data input options, allowing investment managers to work with granular portfolio data or high-level aggregated information.
No investment allocation decision should be made in isolation. For insurers, that means understanding the impact of investment strategy on liabilities, accounting position and risk capital. PFaroe allows investment managers to assess the impact of a change in the investment strategy not only on investment returns and risk, but across a range of metrics that represent the insurer’s planning objectives and risk profile.
PFaroe Insurance allows investment managers to capture client liabilities within the assessment of different investment strategies or portfolio solutions. Asset analytics can be generated using benchmark assets, or an investment manager’s own funds. PFaroe automatically produces a comprehensive suite of liability, asset and risk analytics, allowing investment managers to interrogate and test solutions from multiple perspectives.
In formulating investment hypotheses, the investment provider’s own economic views or capital markets assumptions can be reflected within the models and analytics, to enhance the overall value proposition.
PFaroe empowers investment managers and advisors to engage with insurance clients more interactively than ever before, providing on-demand desktop analysis of insurance portfolios and risk positions. Comprehensive ‘What if?’ functionality allows discussions and scenario testing in real time. PFaroe makes complicated concepts and analytics intuitive, leading to more informed clients with a desire for increased, and deeper, dialogue with their investment partners.
Clients can also be provided with direct access to PFaroe’s functionality, making reporting more efficient. This also drives a better appreciation of the link between investment solutions and insurance risks, giving insurers more comfort in making investment decisions more quickly and efficiently.
PFaroe’s modular functionality allows analytics to be tailored to the needs of each insurer.
PFaroe’s regular, easy-to-access analytics allow investment managers and their clients to monitor and report on a plan’s risk and funding position efficiently and effectively. It also allows investment managers to regularly test the effectiveness of risk management strategies, and work with clients in an interactive way to evolve solutions over time. User-friendly analysis dramatically increases the understanding and engagement of clients, and enriches the relationship.
PFaroe’s reporting capabilities are powerful and comprehensive, providing a potential platform for front-to-back reporting needs. PFaroe can generate client-ready reports, either for pitching to new business or for monthly/quarterly LDI reporting requirements, on-demand at the click-of-a-button.
PFaroe’s easy-to-access yet sophisticated analytics allow investment managers to improve how they communicate complex ideas to their clients. Reporting can be tailored and built into PFaroe, allowing for operational efficiency and promotion of the investment manager’s brand. Investment managers are no longer burdened by maintenance of complex data, models and reporting, and can instead focus on providing value-added analysis to clients.
Monitoring and reporting on portfolio risk, including impact of changes in the capital market environment, can be performed more frequently and seamlessly.
These efficiencies make it economically viable for investment managers and advisors to provide more dynamic and tailored investment solutions to a wider range of clients. Disparate systems and services can be rationalized through implementation of PFaroe, saving time and money, while manual intervention is eliminated, improving security and minimizing the risk of errors.
Understand what makes PFaroe different. Test it for yourself. Contact us to schedule a one-on-one consultation with one of our experts.